Samaritans
Whatever you’re going through, a Samaritan will face it with you. They’re available 24/7, every day of the year
Free independent advice and support
The first step towards getting help with your debt is to talk to us.
If you feel like you need a little extra support or advice, there are lots of organisations who can help you. We'll work with you and whichever organisation you choose.
Mind
Mind are a mental health charity who help people get the advice and support they need
Carers UK
Carers UK give expert advice, information and support to anyone who is looking after someone else
Citizens Advice
Citizens Advice give people the knowledge they need to find their way forward, whoever they are and whatever their problem
National Debtline
National Debtline give free, impartial and confidential advice to people across the UK
The Money Advice Service
The Money Advice Service is an initiative set up by the government to help people manage their money better
StepChange
StepChange is a debt charity which gives people access to expert and free debt advice and management
Age UK
Age UK is a charity that helps older people and their carers. They provide advice on lots of subjects for free, including money management, benefits and pensions
[Lowell] actually had my best interests at heart, so I was a lot more willing to work with them.
Caleika, Birmingham
Use our budget calculator
Our budget calculator looks at how much money you have coming in, and how much you have going out. It makes it easy to work out what you can afford to pay.