Why has Lowell contacted me about my Raylo account?

Raylo has sold your debt to us, which means you now owe the outstanding balance to us instead of Raylo.

You're one step closer to becoming debt free with Lowell. Get started by making a payment today.

You can pay in full right now. If that’s not possible, you can register online and set up an interest-free payment plan or get in touch to talk it through.

We know not everyone feels comfortable talking about debt. If that sounds like you, that’s fine. You can manage your debt online without calling us. Just register for an online account or download the Lowell app.

We're here to make things as simple as possible for you, starting below with answers to questions that you may want to ask.

Your questions, answered.

Not sure what to do next?

Everyone’s situation is different. We get that.

We know that managing a debt can be challenging and that sometimes it might feel easier to ignore it. If you find yourself in a difficult situation, please get in touch. We can help you find an affordable way forward.

Find out more about your next steps with Lowell.

Create an account

Create an account

Use our step-by-step process to create your personalised Lowell account and take control of your debt today.